An important start
Personal liability insurance
A mishap can be expensive. Understand how to protect yourself against justified claims for damages.
Understand coverInsurance. Clearly explained.
Your life is full of plans. We help you understand insurance and find the cover that suits your everyday life.
Understand, don’t skimYour everyday life as the starting pointRoom for your decision
01Your cover
For the life,
you lead.
Some risks affect almost everyone. Others depend on how you live, work or travel.
View all insurance types
Your everyday life in pictures
What would you like to protect?
Choose an area and see what each type of insurance does.
One home, two areas of coverage.
Furniture and electronics are home contents. The roof, walls and permanently installed fixtures belong to the building.
Benefits and exclusions depend on the individual contract.
Zuhause: Ein Zuhause, zwei Aufgaben.
02Our approach
Understand first.
Then decide.
Insurance should serve a clear purpose. That’s why we start with the questions that matter to you.
A clear view.
A conscious decision.
A conscious decision.
01
Assess your everyday life
How do you live? What do you live on? Who depends on you financially? Your answers set the direction.
02
Understand the cover
Learn what each insurance covers. Also review the exclusions and what you’ll have to bear yourself.
03
Take the right questions with you
Use your overview for your next contract review or an advice appointment. You decide when to take the next step.
03Knowledge that helps
Less jargon.
More clarity.
Your first flat. What you should check now.
Between the tenancy agreement and the moving boxes, it is worth taking a look at your cover. These questions help you sort things out.
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04Good to know
Another
Any questions?
Here are the most common answers. For your specific question, you can contact us directly.
Get in touchWhich insurance do I really need?
That depends on your everyday life, your financial commitments and your existing contracts. Health insurance and personal liability insurance are important starting points. The orientation check puts together relevant topics for you. It does not review contracts and does not replace individual advice.
Can I take out insurance directly here?
There is a dedicated car insurance calculator. Live quotes and online enquiries are available once the Praedurion service is enabled; the calculator displays its status. A comparison or submitted application does not confirm insurance cover. For other insurance, send us a personal enquiry.
What happens to the information I enter in the check?
The evaluation runs in your browser. No check data is sent to Praedurion. Only if you select “Save on this device” does the check remain in your browser’s local storage. You can open it again there or delete it whenever you like.
I already have insurance. Is the check still worthwhile?
You can mark existing policies in the check. They remain visible in your overview because having a contract alone says nothing about its scope. Check, for example, who else is covered, exclusions, and whether your life situation has changed.
How can I contact Praedurion?
Use the contact form to send us a message at info@praedurion.com. You can also reach us directly by email or WhatsApp.
Your next step