Your cover

Which cover does what?

Understand what each type of insurance is for. The right starting point is your everyday life, not the longest list of contracts.

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12 Themen

A mishap can be expensive. Understand how to protect yourself against justified claims for damages.

Statutory health insurance: what’s covered, how funds differ, and what applies to your family.

If you can no longer work in your occupation for health reasons, many expenses continue.

Furniture, clothing, electronics: what counts is how much it would cost to replace your home contents after a loss.

Liability cover is compulsory for the vehicle. Partial and comprehensive cover protect your own car to different extents.

A legal dispute costs time and money. Which costs are covered depends on the areas of life you have insured.

With dental prostheses, you may still have to pay a share yourself. Compare benefits, limits, and your actual needs.

If others depend on you financially, an agreed death benefit can help cover their obligations.

Permanent consequences of an accident can cause financial strain. Check which benefit the contract provides for this.

Access, benefits and premiums follow different rules than in statutory health insurance.

The building and permanently installed fixtures need different cover from your movable home contents.

Your existing health insurance cover may be limited abroad. Repatriation must also be checked separately.

Not sure where to start?

The orientation check compiles topics based on your answers.